Free Consultation. No upfront fees. If we don’t documents and collect more than you have been paid or offered, our services are FREE!!! We get paid only after you do. We exclusively serve you, not the Insurance Company. Call us today 321-735-6428.
Get what you are owed, not what the insurer wants to pay!
What is a Public Adjuster?
Public Adjusters are your insurance claim adjusters working only for you, the insured. The insurance claim adjuster sent by the Insurance Company is their insurance adjuster and has a fiduciary duty to their client the Insurance Company, not you. As your insurance claim adjuster, we inspect the loss, analyze the damages, assemble claim support data, review the insurance coverage’s, determine current replacement costs, etc. We know how to properly investigate, document and get claims resolved with the maximum recovery.
Why should I use Public Adjuster FL for my insurance claim?
Our Integrity, Honesty, Professionalism and Experience = Prompt Resolution and Maximum Recovery of your claim. We are contacted by many different consumers for extremely different reasons. Almost in every case, the initial reason we were contacted becomes a minute point in the claim. Example for common type of claims.
How can we help you get money that is owed to you?
Insurance Claims can be denied millions in benefits if the claim is not properly prepared. When you have a condominium Association Insurance claim, it is essential that the claim be thoroughly and properly investigated as many times as possible we have found Insurance company adjuster and even the contractor retain by the condominium association to be attempting minimum repair when the policy provide for proper restoration. While contractors are licensed to build things, they do not typically conduct forensic investigations. In most case if a simple repair cannot be made of a particular item full replacement maybe necessary. Example can be after a significant water loss if proper mold remediation has not occurred another high moisture event can cause the dormant mold to significant growth creating the mold infant station, although this may not be a cover loss under a new claim. Therefor a proper mold investigation and remediation should be taken place while the loss occurred. Another example can be a fire loss where proper restoration for the smoke damages fails to occur and the insurance company pays your contractor weeks, months or even year later and the smoke smell reoccurred from the claim not being property handle originally.
Insurance claims can be very complex as typically involve many parties. Public adjusters work on behalf of the condominium association and unit owner to make sure that fair value is established, and all monies owed are collected. Personally, we’ve never failed to recover damages in any case we’ve taken on and we’ve done extensive work for condominium associations and unit owners. We can honestly advise you of any damages without any cost and let you know if collection is necessary.
We work for you, not the insurer.
Conscientious Public Adjusters can make a tremendous difference in the amount and quality of a policyholder’s settlement. We know the insurance business and are familiar with all procedures and work hard to get Maximum recovery for our clients.
Client’s satisfaction is one of our primary goals. We work hard and do our best to provide clients the best satisfaction. Insurance Assurance Inc. your Public Adjuster FL.
We receive No fees up front. We work on a contingency basis and payment is due when insurer pays. If we don’t document and collect more than you have been paid or offered, our services are FREE!!
Types of Claims
Fire / Smoke Damage Claims
We have assisted many consumers that felt the fire restoration contractor has been retained by the insurance company and/or their insurance claim adjuster as they were originally recommended, contacted and/or sent out by the insurance company and/or their insurance claim adjuster. Some companies and/or adjuster refer or even name a preferred contractor even offering discount on deductibles. Beware of fire damage restoration contractors and the insurance company’s insurance claim adjuster having an “agreed scope”. Be sure that you or your professional also agrees as may limit proper indemnification of your claim. As your premier Public Adjuster FL, we can properly document all damages and assure full and fair indemnification of your fire damage restoration and repair.
Hurricane / Tornado / Wind - Water Damage Claims
While hurricane and tornado claims are devastating even a fast-moving windstorm can create significant damages. We have handled many hurricane / tornado / wind – water claims throughout Central Florida assuring our clients full and complete recovery. In many cases clients are concerned about roof damages although never have a proper investigation of all the resulting damages. In many cases upon our proper investigation, we have found significant damages that have failed to be address.
Water damage can occur in your home . If it does, it could be from a number of reasons such as flood, hard rain, a burst pipe, plugged drains or an overflowing toilet. No matter what the cause, swift action will help keep the damage to a minimum.
Sinkhole Settlement and Collapse Claims
In the past several years there have been changes in both policies and regulations of sinkhole claims. Proper assessment and documentation of your loss is necessary to assure your proper indemnification. As your premier Public Adjuster FL, we can properly document all damages and assure full and fair indemnification of your Sinkhole, Settlement or Collapse Claim.
Water Damage Restoration Claims
Water damage can occur from many sources such as Pipe Burst, Broken Pipe, Pipe Leak, Flood, Dishwasher leak, Air condition leak, Hot water heater leak, Burst pipe, Plumbing damage, etc. We have assisted many consumers that felt the water damage restoration contractor has been retained by the insurance company and/or their insurance claim adjuster as they were originally recommended, contacted and/or sent out by the insurance company and/or their insurance claim adjuster. Some companies and/or adjuster refer or even name a preferred contractor even offering a discount on deductibles. We have experience Companies repeatedly asserting that when you sign the work authorization you are retaining that water damage restoration contractor. Beware of water damage restoration contractor and the insurance company’s insurance claim adjuster having an agreed scope. Be sure you are also in agreement as this may potentially limit the indemnification of your claim. As your premier Public Adjuster FL, we can properly document all damages and assure full and fair indemnification of your fire damage restoration and repair.
We Handle All Types of Property Claims
Any kind of damage that may happen to your home/property such as vehicle hits your building, hail damage, sinkhole, loss by collapse, theft, vandalism, dishwasher leak, HVAC back up and leak, hot water heater leak, broken pipe, plumbing damage, electrical damage, fallen tree and many more.
Some of Our Past Claim Examples
Note: These are average cases. NOT EXCEPTIONS!
Denials Don’t Scare Us!!!
Type of Claim: Church – Wind/Water
Location : Pensacola, Florida
The church suffered water damages to the parsonage and Sunday school building. The Insurance Company denied the claim in its entirety. Recovery was $85,000.00 for the covered damages.
Type of Claim: Business (Restaurant/Convenience Store) – Fire/Smoke
Location : Orlando, Florida
Insurance Company denied claim in its entirety. We documented damage and under appraisal clause of the policy recovered $125,000.00 for the insured.
Typically our collections are 100’s % higher than the Insurance Company’s original estimate. Call us today for a FREE consultation. If we inspect your loss and if our investigation finds the Insurers offer fair, you at least have the peace of mind of having a free professional second opinion.
WE ASSURE IT!!!
Give us a call without any obligation if you do have an Insurance Claim and allow us the opportunity to serve you. At the very least, you will receive some free very necessary information. Call now 866-432-7093 or 321-735-6428.
Disclaimer: Insurance Assurance Inc. has prepared this website for informational purposes only. It shall not constitute legal advice and should not be construed as such. The information on the website is provided only as a general information that may or may not reflect the most current developments. Your specific needs are unique, and will depend on facts and circumstances that may not be addressed in this website.